"Guarantee Issue" Accident / Critical Illness / Hospital

Accident plans are great.  They pay CASH benefits to you should you, your spouse and/or children get injured in a covered accident.  The benefits are paid to YOU to spend as you see fit (tax free).  Simple...and very helpful for out-of-pocket expenses that can be significant as medical insurance pays the doctors and hospitals

Yes, typically an accident plan will also include Accidental Death & Dismemberment (known as "AD&D") which means if you pass away accidentally the benefit will be an additional 100% of the death benefit on the policy

Yes, children are covered up to age 26

No, this policy does cover you 24/7 but if the injury happens ON THE JOB and is covered by your employer's workman's compensation policy, Liberty Mutual will not pay in addition to that

The critical illness plan covers five illnesses that pay out at 100%:  Cancer, Heart Attack, Stroke, Kidney Failure and Organ Transplant.  Partial cancer benefit and Coronary Bypass Surgery pays at 25%

Absolutely - that is the best part about "no health questions" (be sure to share this link with others who may have a history of these illnesses)

This is a great plan.  It pays for HOSPITAL admission ($500) plus $100/per day.  Admitted to ICU:  $1000 and then $200/day.  Go to ER:  $100 (twice per year). 

Yes, the hospital plan will pay for any injury or sickness (as well as Covid) with coverage for the entire family