We lead busy lives. We often fail to act in protecting what matters most. Regardless of who you are, where you live, where your work, our carriers may be a way to obtain valuable & affordable coverage
Shopping for life and disability insurance can be overwhelming. Being informed helps you to make the best decisions. We know these products and are here to help if you need us
Apply in minutes. Seriously, critical illness insurance is a breeze. As well as an easier, smarter way to protect your income. See your personalized disability insurance rates in seconds.
Often we can purchase these programs as a "voluntary benefit" by our employer. We make it easy for ANYONE to apply for coverage and pay through bank draft, credit or debit card when approved
No Labs up to $750k, coverage up to $10 MILLION
Disability & Critical Illness with a great online experience
100% GUARANTEE ISSUE with these three benefits
Term Life options from $100k to $10 million of coverage with NO LABS up to $750k (under age 60). Life Insurance made easy with tips from Pamela about life insurance basics underwritten by a powerful mutual company. Sophisticated insurance for individuals looking for easy underwriting as well as high net worth individuals looking to secure a large, multi-million dollar policy utilizing a 100% online process
You could buy disability insurance online without taking a medical exam. A healthy 25-year old male could get disability insurance for $9 per month. Underwritten by Assurity with amazing features including mental health and return of premium rider. A fabulous Critical Illness Plan is also available up to $75k with over 11 illnesses covered. APPLY BEFORE YOUR HEALTH MAY CHANGE!
Obtain robust coverage for benefits that are typically only offered through an employer that are 100% guarantee issue...meaning NO HEALTH QUESTIONS. All benefits pay CASH to you should you with a robust Accident plan, a powerful Critical Illness plan (receive up to $30k) and a Hospital plan that will help with out-of-pocket expenses to those who may be either uninsured or with high deductible plans.
Bringing exceptional products to individuals through the convenience of the internet with outstanding carriers for close to 30 years (learn more on the "about" page) . Life always presents challenges. Securing the coverage you need is the first step towards peace of mind
Pamela has earned the designation of Certified Voluntary Benefit Specialist (CVBS). This designation is held by only 500 agents nationwide which means to you that these carriers and products are quality...heck she even owns them herself!
We see it all the time. Someone passes away without proper life insurance. If these programs help you, please share this website with friends and family to help them have access to REAL EASY (and affordable) protection for our loved ones